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Richard Wamsat

Richard Wamsat

Broker Associate | REALTOR®

Richard Wamsat, Broker Associate, Realtor® (DRE#01345167) has been representing clients for over 20 years in all price ranges, from condos to mansions, and from first-time homebuyers to seasoned investors. In 2013, Richard sought out RENI, a member of the Harvard Program on negotiation, to enhance his negotiation skills on behalf of his clients. As a result, he earned the prestigious designation of Master Certified Negotiation Expert (MCNE). Only a fraction of real estate agents nationwide have attained this distinction. While Richard cannot guarantee a deal that's too good to be true, his MCNE designation signifies that he has the knowledge and skills to safeguard your interests during the negotiation process.

The Dramatic Impact of Homeownership on Net Worth

By Richard Wamsat | January 11, 2024

If you’re trying to decide whether to rent or buy a home this year, here’s a powerful insight that could give you the clarity and confidence you need to make your decision. Every three years, the Federal Reserve releases the Survey of Consumer Finances (SCF), which compares net worth for homeowners and renters. The latest report shows the average homeowner’s net worth […]

Avoid These Common Mistakes After Applying for a Mortgage

By Richard Wamsat | January 10, 2024

If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of things […]

Ways Your Home Equity Can Help You Reach Your Goals

By Richard Wamsat | January 9, 2024

If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between how much your home is worth and how much you […]

What Lower Mortgage Rates Mean for Your Purchasing Power

By Richard Wamsat | January 8, 2024

If you want to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph below): This recent trend is great news for buyers. As […]

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Phone: 949-864-6933
Email: richard@wamsat.com
Website: www.ocLUXEhomes.com
CalRE #: 01345167

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