Richard Wamsat’s Real Estate News & Views

Local market updates, buyer and seller tips, and homeowner resources for Orange County and Irvine.

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How Much Do You Need for Your Down Payment?

By Richard Wamsat | Jan 3, 2022

As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment? If you think you have to put 20% down, you may have set your goal based on a common […]

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Here’s to a Wonderful 2022!

By Richard Wamsat | Dec 31, 2021
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Why Selling Your House with a Real Estate Professional Is Essential

By Richard Wamsat | Dec 30, 2021

Selling your house is no simple task. And when you sell on your own – known as a FSBO (or For Sale by Owner) – you’re responsible for handling some of the more difficult aspects of the process without the expert guidance you need. The 2021 Profile of Home Buyers and Sellers from the National Association of Realtors (NAR) surveys […]

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Expert Insights on the 2022 Housing Market

By Richard Wamsat | Dec 29, 2021

As we move into 2022, both buyers and sellers are wondering, what’s next? Will there be more homes available to buy? Will prices keep climbing? How high will mortgage rates go? For the answer to those questions and more, we turn to the experts. Here’s a look at what they say we can expect in 2022. Odeta Kushi, Deputy […]

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5 Tips for Making Your Best Offer on a Home

By Richard Wamsat | Dec 28, 2021

As a buyer in a sellers’ market, sometimes it can feel like you’re stuck between a rock and a hard place. When you’re ready to make an offer on a home, remember these five easy tips to help you rise above the competition. 1. Know Your Budget Knowing your budget and what you can afford is […]

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Key Things To Avoid After Applying for a Mortgage

By Richard Wamsat | Dec 27, 2021

Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating your new place, but before you make any large purchases, move your money around, or make any major life changes, be sure […]

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Thank You for All of Your Support

By Richard Wamsat | Dec 24, 2021
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When a House Becomes a Home

By Richard Wamsat | Dec 23, 2021

It’s clear that owning a home makes financial sense. But lately, the emotional side of what drives homeownership is becoming increasingly important. No matter the living space, the feeling of a home means different things to different people. Whether it’s a familiar scent or a favorite chair, the feel-good connections to our own homes can be more important to […]

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The Perks of Putting 20% Down on a Home

By Richard Wamsat | Dec 22, 2021

If you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the purchase price, or could you put down less? While there are lower down payment programs available that allow qualified buyers to put down as little as 3.5%, it’s important to understand the many […]

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