Richard Wamsat
Broker Associate | REALTOR®
Richard Wamsat, Broker Associate, Realtor® (DRE#01345167) has been representing clients for over 20 years in all price ranges, from condos to mansions, and from first-time homebuyers to seasoned investors. In 2013, Richard sought out RENI, a member of the Harvard Program on negotiation, to enhance his negotiation skills on behalf of his clients. As a result, he earned the prestigious designation of Master Certified Negotiation Expert (MCNE). Only a fraction of real estate agents nationwide have attained this distinction. While Richard cannot guarantee a deal that's too good to be true, his MCNE designation signifies that he has the knowledge and skills to safeguard your interests during the negotiation process.
The Reason Mortgage Rates Are Projected to Increase and What It Means for You
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there are no guarantee rates will remain this low much longer. Whenever we […]
Where Have All the Houses Gone?
In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many homeowners delayed their plans to sell at the same time that more buyers aimed to take advantage of record-low mortgage […]
Home Mortgage Rates by Decade [INFOGRAPHIC]
Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low rate today could save you thousands of dollars over the lifetime of your home loan, but these low rates may not last forever. […]
Will Low Mortgage Rates Continue through 2021?
With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast, noting: “The average 30-year fixed-rate mortgage hit a record low over a dozen times in 2020 and the low interest rate environment is projected to continue […]
FEATURED PROPERTIES
Contact Me
Phone: 949-864-6933
Email: richard@wamsat.com
Website: www.ocLUXEhomes.com
CalRE #: 01345167
© 2026 Coldwell Banker Realty
©2026 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
